Real Estate Information

Mark your calendars! Team Edelstein's next Networking and Investor's Seminar will be on Wednesday, February 1st, from 6:03pm - 7:03pm. Coldwell Banker Burnet, 1991 Ford Parkway - St. Paul, MN 55116.

Call Tom Edelstein with any questions at 651-695-4300.

Everyone welcome, hope to see you there!

Is it time for you to "Get Real" about real estate?

“Getting Real” with Tom Edelstein means Real service, Real negotiation skill and Real results.  Tom’s knowledge of the real estate process will ensure a smooth, successful transaction.  Whether you are buying or selling, Tom’s 37 years of real estate experience provides the necessary skills to negotiate the best results for you.

When it comes to buying or selling a home, having a Realtor you can trust will   make all the difference.  Tom has a strong sense of ethics, and he understands that earning and maintaining your trust is essential.

Tom understands today’s complex real estate market and the purchase process from start to finish.  Tom is always on the cutting edge of emerging real estate technology – it is one of his strengths.

Tom thrives on his personal interaction with clients.  He believes that consistent communication is the key to a positive real estate experience.  By really listening to what his clients say, Tom is able to determine their individual needs and wants and he creates a winning strategy to achieve their goals.

Tom values his client’s time and will be very responsive to your questions.  Tom, along with his team of highly trained associates will be at your side throughout the entire buying or selling process and will provide you with detailed information to help you make the best choices.

Tom’s mission and purpose is to provide, “Truly Remarkable Service” to his clients.  Because of his belief in this mantra, three generations of many St. Paul families have selected Tom to be their Trusted Advisor for all of their Real Estate needs.  His “client-for-life” philosophy is achieved time and time again by delivering “Truly Remarkable Service.”

Tom Edelstein is the best at what he does.  Through the years, Tom has consistently been the #1 Realtor is St. Paul and he is in the top 1% of all Coldwell Banker agents nationally each year.

If you are looking to buy or sell a home in the St Paul, Mendota Heights or Eagan areas, Tom is your person.  An honest, trustworthy, professional, knowledgeable and successful Realtor is what you will get when you choose Tom Edelstein.

I'm often asked if this is a good time to buy a home. Some clients are concerned that home prices may fall further than they have already. They are assuming that the best course of action is to wait for the bottom in the market and then buy. The problem with this approach is that you don't know where the bottom is until you see it in the rear view mirror, meaning until you've missed it!

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability. Even though interest rates have gone up in the last six months, they are still near historic lows. Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life. It's important to live in a home that reflects your taste and values, yet is within your financial "comfort zone." To that end, it may be more important to lock in today's relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today's market.